WHY it all started

Blue Collar Country Club is proud to introduce the first-of-its-kind motorhome membership — a smarter, 21st-century alternative to purchasing a motorhome for your family.

Let’s face it: vehicles are a depreciating asset. The moment you drive one off the lot, its value begins to drop. In contrast, real estate appreciates — you invest, and it grows in value. The rule of thumb has always been: invest your hard-earned money in things that go up in value, not down.

Of course, there are exceptions. Cars and trucks are a necessity — we need them for work, school, and daily life. We accept their depreciation because they’re essential. Smaller “toys” like bikes, paddleboards, or camping gear? Same thing. They’re manageable.

But when it comes to big-ticket items — boats, planes, exotic cars, travel trailers, and especially motorhomes — the equation changes. These are high-cost, low-frequency assets: expensive to buy, costly to maintain, and rarely used enough to justify the investment.

Now, there’s one exception: if you’re retired, over 60, and truly plan to use a motorhome for more than 60 days a year — congratulations, ownership may make sense for you.
For everyone else? It doesn’t — and here’s why.

The Real-Life Example

We recently met a wonderful family from El Dorado Hills, California. Dad’s a full-time employee making over $150,000 per year, Mom works full-time too, and they have three kids between 8 and 12. Like so many families, they wanted more adventure — weekends exploring national parks, camping, hiking, road trips to the Oregon Coast, and quality time together without screens or schedules.

They decided a motorhome was the key to those experiences. And truthfully, they weren’t wrong — traveling by RV is one of the best ways to see the country and make lifelong memories.

So they attended a local RV show and fell in love with a brand-new 2022 Class A gas motorhome. It was beautiful, fully equipped, and ready for adventure. They financed $178,000 over 20 years, with a monthly payment just over $1,380.

Then came the hidden costs:

• Insurance: $233/month

• Covered storage: $230/month

• Registration: $129/month

That’s a total of $1,972 per month, or $23,664 per year — not including maintenance, tires, or repairs. Realistically, their motorhome cost them over $25,000 annually just to own.

Over three years, they enjoyed three incredible trips — to the Grand Canyon, the Oregon Coast, and Mount Rushmore. The memories? Priceless. But the financial impact? Devastating.

When they decided to sell, they discovered their $178,000 motorhome was now worth less than $100,000. They ultimately sold it for $75,000, still owing $140,000 on the loan. To escape the debt, they borrowed $72,000 from a retirement account — leaving them with a new loan, a $1,400 payment, and nothing to show for it.

Let’s break it down:

• Original loan amount: $178,000

• Depreciation over 3 years: $72,000

• Total spent over 3 years (payments, insurance, storage): $75,000

• Total cost: $147,000

• Trips taken: 3

• Cost per trip: $49,000

Memories made? Priceless.
Financially? A nightmare.

A Better Way

That’s exactly why we built Blue Collar Country Club — to give families all the adventure, without the ownership headache.

With our Motorhome Membership, you get access to luxury, fully maintained motorhomes for a fraction of the cost of ownership:

• Initiation Fee (one-time): $5,000

• Monthly Membership Fee: $499

• Annual Cost (after first year): $5,988

Let’s compare:

Trips per Year Cost per Trip:

• 1 Trip $5,988

• 2 Trips $2,994

• 3 Trips $1,996

• 4 Trips $1,497

• 6 Trips $998

No maintenance. No registration. No insurance. No storage. No hidden costs.

Just grab the keys, hit the road, and create the kind of memories that last a lifetime. Join Blue Collar Country Club today and experience adventure without the headaches.